This is the second part in a series of questions I received from a prospective social work student.
Question #2: HOW THE HECK DO YOU AFFORD IT [Social Work School]? I hope this isn't personal for you (and feel free to opt out if so), but I am really struggling to figure out how I can pull it off financially, without being in debt up to my eyeballs! Is financial aid strong at NYU?
Answer: Financial aid isn't too shabby at NYU. I'm told that I scored a more than decent scholarship, but there's still tens of thousands left to pay. Luckily I have decent credit, so this will get covered by student loans. But yikes...them's a lot of loans.
Luckily, finding additional ways to pay for school is something I'm pretty good at. My ability to find Jewish related programs to help fund my education (despite being a lifelong atheist of Jewish lineage) has led my mother to make fun of me. But, hey, a big part of social work is teaching people to explore all their resources to avoid crisis (in my situation - debt!).
Here are some places to check out:
1) The first place to look is not so prominently displayed on the School of Social Work's website, but is a great resource. This guide to financial aid has some worthwhile opportunities. Find all the ones you are eligible for and apply away - be sure to apply before you begin your first year. Some of these will pay two years in a row. My options were somewhat limited in terms of what I could apply for. However, there was the Hebrew Union College Loan scholarship available to Jews working in a health-related field. That earned me $3,000 for this year.
2) There's always checking the School of Social Work's website for the occasional job opportunity, perhaps as one of the school's bloggers. There isn't a huge time commitment to this and it pays $1,000 towards my books. If I buy every required text (rather than using the library), it'll come out to just under $1,000. So I don't have to buy books this year.
3) It may feel opportunistic, but you should always look at the communities that you are a part of that can help fund your education. I signed up on the e-mail list at the Jewish center on campus, The Bronfman Center for this reason alone. Lo and behold, there's the Jewish Learning Fellowship - which paid me $500 to take a 20 hour intro to Judaism course, taught one evening a week. The Bronfman Center also will pay $250 to do their Green Fellowship - basically learning about the environment and volunteering in a park for another 10 week course at night.
4) Then there's the option of really planning out how you'll pay for your education by working at an agency that will pay for you to get a graduate degree in social work. If I could turn back time, I might work for the City of New York so I could sign on to the Mayor's Graduate Scholars Program which covers full or partial tuition.
5) I think it's an important part of graduate school to have some self-care in place, as well as doing some outside professional networking and learning to help prepare you for life outside of graduate school. Among other things, I try to attend the occasional social work conference to this end. But I'm not going to pay for a conference, on top of tuition. I'll volunteer. As a result, I got free entry to the Rise Conference last Friday, in exchange for being the event photographer:
Created with Admarket's flickrSLiDR.
How does everyone else paying their tuition?