figured this might help some people out... these guys are a class act with cheap coverage and even cheaper deductibles..
http://www.collegestudentinsurance.com
perfect for covering your gear against theft and damage...
I sat on my cellphone the other day.. sent them a photo of it along with a receipt and bam! 300 dollar check in my mailbox to purchase a new one..
anyhow, if you're someone like me who's just waiting on the day that you drop a cup of water on your macbook... i'd look into it.
here's their student coverage chart, i think it's fairly self explanatory but if you wanted 2,000 dollars worth of your stuff covered you would have to pay $60 per year to get a $25 deductible (the amount you have to pay to claim your loss.)
Coverage: $25 Deductible $50 Deductible $100 Deductible
$2,000 $60 $55 $50
$3,000 $70 $65 $60
$4,000 $80 $75 $70
$5,000 $90 $85 $80
$6,000 $100 $95 $90
$7,000 $110 $105 $100
$8,000 $120 $115 $110
$9,000 $130 $125 $120
$10,000 $140 $135 $130
$11,000 $150 $145 $140
$12,000 $160 $155 $150
$13,000 $170 $165 $160
$14,000 $180 $175 $170
$15,000 $190 $185 $180
$16,000 $200 $195 $190
$17,000 $210 $205 $200
$18,000 $220 $215 $210
$19,000 $230 $225 $220
$20,000 $240 $235 $230
$21,000 $250 $245 $240
$22,000 $260 $255 $250
$23,000 $270 $265 $260
$24,000 $280 $275 $270
$25,000 $290 $285 $280